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Student Financial Aid Types You Should Know
By Jullie Harvard
There are many types of financial aids offer to college and university students. While a few are gifted aids and do not need to be paid back; others are provided as a loan and need to be paid back after the completion of the education program.

In general, student financial aids are grouped in below categories:

Grant

Fellowship

Scholarship

Loan

Work Study

Waiver

What are the differences between these financial aids? Many people confuse especially on grant, fellowship and scholarship. Let's take a brief look on these financial aids. Grant, Fellowship & Scholarship A grant is a gifted financial aid for a student that does not have to be paid back. Fellowship is a fund awarded to a graduate student in a college or university. And is a financial aid usually awarded based on merit or academic achievement. Both fellowship and are grant. Practically, these terms very little in different and in fact, these terms are used interchangeably in representing fund gifted to students to support their college or university study.

Loan

A study loan is a financial aid offers to students and these money need to be repaid after the completion of the study program. Although there are loans offered with zero interest rate by charities, associations or religions organization, most of loan programs have repayment provisions and repayment interest rate applied.

Work Study

This program provides jobs that enable students to earn a portion of school costs through employment at the institution. Many colleges and universities offer job to students where they can earn their school fee and part of their living expenses.

Waiver

Under certain circumstances, a college or university may allow a student to attend the courses without paying tuition or other costs. A certain eligibility requirements need to be met in order for eligible for the waiver.

Last Words

Ideally, all students are dreamed to get free money (grant, fellowship or scholarship) to aid their study needs. Although there are many scholarships available out there for students to apply, beware of "Scholarship Scam". Remember if you have to pay to get money, it probably a scam.

That's

all for this time. See you soon.

Next time we shall talk about "Scholarship scam" and how to protect yourself from these scams.
Article Source: http://www.article-matrix.com
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